Homes and Property

Home emergency insurance cover

By Alex Sheridan
A domestic boiler breaks down every 20 seconds in the UK, often leaving their owners stressed and facing a big unexpected bill.

Check your household insurance


As well as covering damage caused by, for example, a burst pipe, some policies will cover boilers, plumbing and electrical repairs. Check your policy before signing up to a boiler insurance scheme.

If you are covered, it will probably be detailed in the policy under “home assistance” or “home emergency”. Bradford & Bingley, Co-operative Insurance and Sheila’s Wheels are among the insurers that include such cover - and policies offering this benefit may work out better value than buying separate assistance cover.

Avoid call-out fees


Specialist home assistance policies can cost from less than £100 a year and will cover call-outs of qualified tradespeople, as well as repairs, parts and labour. They can be very good value if you have an older boiler or poor-quality plumbing and wiring.

Utility companies often push their own cover but it is worth shopping around: you don’t have to buy from your energy supplier. Comparison services Uswitch.com, Energyhelpline.com and Moneysupermarket.com can all help find the cheapest stand-alone policies.



  • Greenwich gets an Olympic-size beach

    Greenwich Beach, set to be the longest artificial city beach in Europe, will open in May with an Olympic-size volleyball court and plans for a restaurant and live events stage catering for crowds of up to 5,000.

  • London's oldest streets offer today's hottest opportunities

    The City's fringe districts have moved with the times for 1,000 years. Now they are ready for spectacular change.

  • Five hot homes: east London

    First-time buyers have until 24 March to hunt for a home under £250,000 in order to avoid paying stamp duty. We take a look at flats for sale in Bethnal Green, Whitechapel, Aldgate and Hackney.

  • Five hot homes: west London

    First-time buyers looking to avoid paying stamp duty have until 24 March to hunt for a home. We take a look at what's on offer in west London.

  • London’s twelve hot areas for 2012

    London is bursting with regeneration schemes and transport improvements that are creating new property-buying opportunities — and not just for the city’s wealthy elite. Resourceful buyers on modest budgets can be winners, too.


Advertisement

Sign up for our e-newsletter

Sign up for weekly property news, design trends, decorating & gardening tips, offers and giveaways...

Terms & conditions (Usual opt-out rules apply)

Thank you for signing up

We hope you enjoy the H&P weekly e-newsletter,
which will be delivered to your inbox every Tuesday,
starting soon.

Terms & conditions (Usual opt-out rules apply)

Please try again

Sorry, your email address was entered incorrectly. Please click here to try again.

Terms & conditions (Usual opt-out rules apply)




*