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As the BBC move out, Shepherd's Bush switches to a new programme
As Aunty leaves the Bush the borough seizes the opportunity to create a proper neighbourhood.
Spotlight on Camden Town
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Revealed: from Reading to Redhill – the top 20 commuter stations
Choose your route. Our exclusive property buyers’ guide shows travel times, costs and house prices.
My design London - Russell Norman
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Find a rated tradesman
Want to add value to your property, make your house a home, or sell your place fast? With 1,000s of tradesmen nationwide, rated and recommended by previous customers, this is the smart way to find a reputable tradesman.
Buy of the week: Camden Town
This two-bedroom flat has a pretty park on its doorstep, while buzzing Camden Town is only 10 minutes’ walk away. Big sash windows and high ceilings give a spacious feel and there’s a private garden with a studio/home office (£525,000).
Swap of the week: Willersey, Glouc
This little Cotswolds beauty is just across the road from the village green and duck pond. For £530,000 you get beams, exposed stone walls and an open fireplace, plus four bedrooms, a useful attic room and lush gardens to enjoy.
Life-changer: Trescowe, Cornwall
For a project brimming with potential, what about this coastal home, yours for £545,000? The family space includes six bedrooms, while its collection of outbuildings overlooking an acre of gardens could become income-generating holiday lets.
Spotlight on Camden Town
The shops and markets clustered around the high street and canal make Camden one of the most colourful of London's neighbourhoods. The area's period homes and loft-style apartments attract a mix of homebuyers.
Property search
My son is a lawyer unto himself
Our lawyer, Fiona McNulty, explains why lender's need all adult occupiers of a property to sign a "Consent to Mortgage" document when remortgaging
© Merrily Harpur
I do not understand why my lender wants my teenage son's permission before I can take out the loan. And they have said that he needs to speak to his own solicitor, too. What's all this about?
Answer: You have not said how old your son is but I assume that he has turned 18. It is very common for a lender to require that all adult occupiers sign such a form to protect the lender against any rights of occupation that your son may claim to have.
By signing the form your son acknowledges that the lender will have a charge over the property and also that he will vacate the property if you default on the mortgage and your lender wishes to take possession of your property.
He will not be liable for the loan repayments and any financial interest in the property that he can establish is not affected, though he would be paid from the sale proceeds after the mortgage had been satisfied.
Your lender has asked your son to take independent legal advice to prevent him from claiming that he "couldn't get his head round" what he was signing or that he was pressured into signing it by you. This is to protect the lender from such claims should they take possession. Your son should see a local solicitor who will be able to explain everything to him in simple terms.
What's your problem?
If you have a question for Fiona McNulty, email legalsolutions@standard.co.uk. We regret that questions cannot be answered individually.
Fiona is a partner in the property team at Thring Townsend Lee & Pembertons Solicitors www.ttuk.com.
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