Now is the best time to prepare to save energy during the winter months. Since energy prices are rising, any way to cut the volume of heat you use will pay off.
Cavity wall insulation — generally for homes built after 1920 — can shave about £110 off the average annual fuel bill and loft insulation saves about £145, according to the Energy Saving Trust. So most people get their money back.
For lofts, the ideal insulating material should be 270mm thick, costing an average home about £250, plus about the same for installation unless you can do it yourself. Cavity wall insulation costs about £250.
There is also a range of grants available from energy suppliers, councils and the Government. Find out about the ones available to you from the Energy Saving Trust at http://tinyurl.com/ybp68qu (it is complicated but it does work), or call 0800 512 012.
Also, get your boiler serviced. According to the insurer Churchill, 42 per cent of homeowners don’t bother — even though a poorly working boiler wastes energy.