Savvy online shoppers have got used to securing savings via cashback — receiving a proportion of the purchase price back when buying via specific links — but now high street shoppers can do the same.
A new service from Incahoot.com offers members discounts in supermarkets including Sainsbury’s, Marks & Spencer and Asda (five per cent off at all three), and chains including Topshop and B&Q (both eight per cent discount); Apple (up to 17 per cent off) and House of Fraser (10 per cent discount).
There’s a fee, which would normally put me off, and a slightly convoluted way of getting the discounts — but the card seems worthwhile. It costs £29.99 a year, for which holders can secure the above discounts all year long - so for any regular Sainsbury’s or Asda shoppers the savings will quickly add up.
Members secure the deals by applying for reloadable cash cards (like gift cards) via the incahoot.com site. Then every time they load and spend money on the card at one of the included stores, the cash back is deposited into the account about three days later.
Other shops involved in the Incahoot Plus scheme include Toys R Us, Boots, Gap, Pizza Ht, Homebase, WH Smith, Selfridges and Clarks. Alternatively, the card is provided free to anyone who buys home or car insurance or an energy deal through Incahoot.
Britons can do so via its “concierge” service, which is aimed at those who can’t be bothered to swap energy providers on their own because of the workload involved. Through this route, householders just have to send a copy of their latest energy bill into the site at www.incahoot.com/concierge and it will calculate the savings available on the cheapest tariff, then contact the old supplier and set up a direct debit to a new one on your behalf.