Former Chelsea boss Avram Grant says Chelsea's move for Kai Havertz will simply come down to whether or not Roman Abramovich wants the player.
Frank Lampard wants to wrap up a deal for Havertz so the 21-year-old has more time to settle in west London, but Bayer Leverkusen's Europa League bid could hold up the move.
Director of the Bundesliga club Rudi Voller has said it is “set in stone” that Havertz will play in the climax of the Europa League, with the final set for August 21.
Havertz has told Leverkusen he wants to join Chelsea, who have already signed Hakim Ziyech and Timo Werner for next season.
Personal terms are not expected to prove an issure, with the clubs yet to settle on a fee which satisfies all parties. But Grant says Abramovich will stump up the fee necessary if he is sold on Havertz.
"Abramovich didn't have a problem with money before! When he wants something, he buys it," Grant told Stats Perform News.
"He doesn't do things to save money. Whether they have more or less money, I don't think it's important.
"What I think is important is that they started to use the academy. They spent so much money on it and they didn't give anyone a chance [before]. My policy at Chelsea was that we wanted one third of the squad as under-21 players, because you cannot invest a lot into the academy and not give them a chance.
"Now, not as a policy, they gave them a chance, and Frank has done a great job. Michael Emenalo, a director, was always complaining that we invested a lot of money in them [academy players] but we don't give them a chance.
"When you have a good young player, they can develop a lot and there are a lot of good talents at Chelsea, and we're in a good phase for the coming years.
"With a good signing they can compete with Liverpool or Man City. [Havertz] has the quality. We need to wait and see [if he's the one to bridge the gap]."